Whether you’ve been applying for unemployment benefits for a long time or this is the first time, you’re starting a process that may seem confusing at first but – hold on to trust – it’s much easier after a few repetitions. Part of this process is to check the balance on your unemployment card. This is the task you’ll probably want to perform after confirming your benefits every two weeks – to make sure the money has been loaded onto your card – as well as whenever you want to check your current balance.
No one can say that the process of unemployment is that there are no delays, difficulties or frustrations that sometimes occur. But checking the balance on the unemployment card should become a memorization exercise – as long as you follow the appropriate steps to reach the moment.
Make sure you’ve covered the basics.
If you’re at a point where you want to check the balance on your unemployment debit card, you’ve passed what for many is the most time-consuming part of the process: Submit a request, which often asks you to detail your employment history over the past three years, With the start and end date.
Since your unemployment benefit claim has been approved by your state, you should receive a document called an “unemployment insurance notice” (or something similar). This document must include some important information, including:
The amount of your weekly allowance, which will be paid to you at a gradual increase over two weeks.
Your payment method (in this case a debit card, unless you choose to change course and require a direct deposit or paper check, the Consumer Financial Protection Bureau says).
The day of the week you have been assigned to certify benefits.
Assuming that you have applied for benefits online, you must have your login information and password. You should keep these two pieces of information in a safe, nearby place. You’ll need them to certify benefits, which is another parlance of keeping your state checked for your job search status and verifying that you’re still unemployed. Many states, like Illinois, clearly state: “You won’t get unemployment insurance benefits if you don’t confirm” every two weeks.
Make sure you’ve activated your card
It’s natural for many people to wonder how long it takes for benefits to be loaded onto their debit cards after they confirm benefits. The answer depends on the state, but it usually takes a few days. So, if your certification date takes place every Tuesday, then it makes sense to expect that your interests will “dock” your card before next Friday. But give the process a few repetitions. After a few weeks, you can even narrow down the amount that comes in a few hours, such as early afternoon or late afternoon.
There’s another very important step to the process – and for you to get your benefits. You must activate your debit card, which will be sent in a separate envelope with the message “Find the user interface”. Many people miss or throw it in recycling bins because it was delivered in a plain white envelope about three weeks after filing — in New York as well as other states, the New York Labor Department said. So until it reaches your mailbox, it’s smart to open every envelope, even if you can’t feel any plastic through the paper.
After the card arrives and you remove the sticky, sticky background of the card, you should follow the three steps outlined in the accompanying letter: Call the number 1-800, create a four-digit PIN (also worth keeping in a safe place) and sign the back of the card. When these steps are complete, your card will be activated and you will have access to your funds. Since you can use the card to make in-store purchases as well as pay for goods and services online, be prepared for the store staff to check and verify your signature.
Check the balance on the unemployment card
After the correct process is done, your benefits will be loaded into your card just like a clock hand. But you may want to make sure that the money is there before you go to the store to buy gas or groceries. First, it is necessary to check in advance once: The methods by which your status allows you to check the balance in the first place. Call that 1-800 number on the back of the card, or refer to the FAQ section of your state’s unemployment benefits portal, to see what options you have. For example, cards issued by Bank of America’s ReliaCard, which serves people in 10 states, offer five options for checking balances on unemployment cards, according to the Unemployment Portal:
By phone, by calling the number on the back of the debit card. Many people consider this to be the fastest method.
By online access to your state’s unemployment portal. In some states, the balance appears in the upper-right corner of the screen as soon as you log in.
By signing up for written or email notifications, which are sent as soon as the money reaches your account.
By going to the ATM with visa and MasterCard acceptance stamps displayed.
By downloading the app that is associated with your card issuer, through the App Store or Google Play.
Chances are, you’ll find an option that appeals to you the most and stick with it as long as you continue to receive unemployment benefits. And if you have a problem – money isn’t “visible” or some other amount shows up – then you can now know what to do: Call that 1-800 for instructions. No one likes delays, wrinkles, or disappointments, but by this point, you’ve proven that you can win it all.